AFRM

Affirm offers a buy-now-pay-later service that allows consumers to make purchases and pay for them over time. This service is popular among shoppers who prefer flexible payment options instead of traditional credit cards. Affirm makes money by charging interest on the installment payments and partnering with retailers.

The buy-now-pay-later industry is experiencing rapid growth as consumers seek flexible payment options. Affirm is a key player in this space, competing with companies like Afterpay and Klarna. Regulatory changes and increased consumer adoption are driving demand for these services. As e-commerce exp